01
Integration
The issuer connects Data Preparation and cryptographic management while keeping its current bureau, authoriser and operation.
Modular cryptographic infrastructure
The platform you already run, now more complete and secure.
EMV, NFC and CDE for closed-loop schemes.
MILETIA operates payment cryptographic infrastructure as a service. The issuer keeps its systems, databases and operation, consumes it by API, and connects only the modules it needs to the stack it already runs.
EMVNFCCDEconnects to the existing stack
Interconnect panel
The issuer stack is not replaced.
Connect the modules to see the rule.
You keep what already works
Your BIN, your authoriser and your transaction flow stay yours. The CaaS enters as an API call inside the flow you already run: where the cryptographic primitive is missing today, an answer appears. This is not handing your operation to a third party — it fills the gap without touching the rest.
Lower cost of change
No database migration, no platform swap, no integration rewrite. What changes is where one answer comes from inside the flow, not the flow itself.
Faster to deploy
No infrastructure project, no HSM procurement, no secure perimeter to build and certify. The timeline becomes integration, not construction.
Transparent process
Every call is traceable, with per-issuer metrics and audit trail. You see what the service does, when it does it, and how fast.
UNCHANGED — Card core and customer records, authoriser, fraud tooling, portals and channels, personalisation bureau and your databases stay exactly as they are.
Exactly one requirement
EMV and CDE can each be contracted on their own. NFC requires EMV, because device tokenisation depends on keys derived at the chip. This is not a commercial bundle — it is a technical prerequisite.
EMVSTANDALONE
CDESTANDALONE
NFCREQUIRES EMV
Adoption models
The platform adapts to the issuer’s composition.
02
Contactless
NFC payments operate through the SDK and the issuer’s own wallet, under its own application identity.
03
Digital wallets
Market digital wallets and scheme tokenisation providers connect to the same cryptographic core.
Service foundations
The infrastructure and controls that underpin the operation.
Certified payment HSM
HSMFIPS 140-2 Level 3
Every key and PIN operation runs entirely inside certified payment HSMs, with TR-31 key blocks, dual control and split knowledge in key ceremonies. Infrastructure operated by MILETIA on Azure, with keys, vault and credentials segregated per issuer.
Multi-tenancy under load
LOAD1,500 TPS · p95 < 50 ms
Three concurrent issuers at 1,500 transactions per second, 100% success, with physical per-issuer database segregation validated during the run.
In-house NFC tokenisation
NFCDPAN · device keys · cryptogram
Digital credential provisioning on mobile devices with an in-house token service for closed-loop schemes, integrable with the issuer’s own digital wallet via SDK. Full token lifecycle.
Security references
PCIISO/IEC 27001 · PCI DSS · PCI PIN
Principles and controls from ISO/IEC 27001:2022, PCI DSS v4.0.1 and PCI PIN guide the CaaS design. Mentioning these references does not represent certification, validated compliance or an AoC.
Talk to MILETIA
A technical evaluation of your environment and a deployment proposal. For the engineering team, the architecture page shows how the service connects to the operation and is consumed through APIs.