In-house token service
Digital credential provisioning on mobile devices with a token service operated by MILETIA for closed-loop schemes, integrable with the issuer’s own digital wallet via SDK.
NFC for closed-loop schemes
M-NFCContactless payment for closed-loop issuers: an in-house token service, an SDK for the issuer’s wallet, and an own application identity.
Requires EMV. Device tokenisation depends on keys derived at the chip.
DPAN and device keys
Per-device DPAN provisioning, with derived device keys and NFC cryptogram validation at authorisation time.
Token lifecycle
Provisioning, activation, suspension and deletion of the device token, with a complete state machine and audit trail.
Own application identity
MILETIA operates under its own registered RID (A000000976), the basis for proprietary application identities and AIDs in closed-loop arrangements.
Digital wallets
The same NFC infrastructure connects the issuer wallet, through the MILETIA SDK, and market digital wallets to the arrangement’s transaction flow.
Where this connects
Technical material →You keep what already works
Your BIN, your authoriser and your transaction flow stay yours. The CaaS enters as an API call inside the flow you already run: where the cryptographic primitive is missing today, an answer appears. This is not handing your operation to a third party — it fills the gap without touching the rest.
Lower cost of change
No database migration, no platform swap, no integration rewrite. What changes is where one answer comes from inside the flow, not the flow itself.
Faster to deploy
No infrastructure project, no HSM procurement, no secure perimeter to build and certify. The timeline becomes integration, not construction.
Transparent process
Every call is traceable, with per-issuer metrics and audit trail. You see what the service does, when it does it, and how fast.
UNCHANGED — Card core and customer records, authoriser, fraud tooling, portals and channels, personalisation bureau and your databases stay exactly as they are.