In-house token service
Digital credential provisioning on mobile devices with a token service operated by MILETIA for closed-loop schemes, integrable with the issuer’s own digital wallet via SDK.
NFC for closed-loop schemes
M-NFCContactless payment for closed-loop issuers: an in-house token service, an SDK for the issuer’s wallet, and an own application identity.
Requires EMV. Device tokenisation depends on keys derived at the chip.
DPAN and device keys
Per-device DPAN provisioning, with derived device keys and NFC cryptogram validation at authorisation time.
Token lifecycle
Provisioning, activation, suspension and deletion of the device token, with a complete state machine and audit trail.
Own identity, certified once
MILETIA operates under its own registered RID (A000000976), the basis for proprietary AIDs. Identity certification with the capture networks happens once, per identity: issuers that join later inherit the certified path and activate by configuration — BIN registration and routing.
Availability
Available for closed-loop schemes, under an own application identity. Integration with market digital wallets and open-loop support via the schemes’ tokenisation providers are planned evolution of the platform.
Where this connects
Technical material →Issuer stack
UNCHANGEDCard core and customer records
Accounts, limits, billing and records stay with the issuer.
Processor / switch
The issuer’s own system keeps authorising the transaction.
Risk & fraud
Fraud tooling stays. We supply the primitive, not the risk decision.
Personalisation bureau
Physical cards keep being produced by the issuer’s bureau.
Portals and channels
The issuer’s app, portal and support are untouched.
Legacy databases
No database migration is required to start.